All types of mortgages are available for our applicants. We have programs for the purchase of a new home with little or no down payment required as well as all forms of conventional mortgages including fixed rate loans, adjustable rate loans and jumbo loans.

We have a complete array of programs available for refinance options as well. Our refinance options include programs for rate/term reductions, debt consolidations, and cash out for home improvements. We have refinance options available for all types of credit ranging from programs for applicants with outstanding credit to programs that will payoff foreclosure action or even bankruptcy. Mortgage loans are also available to people with little or no equity in there home. With approved credit we can loan up to 125% of the value of their home.

Listed below are some of the items that will be discussed during the loan process:

• Discusses and explains financing program options
• Informs you, in writing, of lock-in options
• Explains all documents of the loan application
• Explains all associated costs of the loan application
• Explains the disbursement of all loan applications
• Explains the loan process, from application to closing
• Provides you with a good faith estimate of cost and fees
• Communicates with you throughout the loan process in a timely manner
• Coordinates the final closing of your transaction

Contact us today to learn more about our programs.