The mortgage process simply begins with one phone call. At that time one of our mortgage originators will walk you through the entire process. Once the application information is gathered, our office will process a credit report and provide you with a preliminary assessment. After the pre-approval, the originator will explain all aspects of the loan to you and will schedule an efface appointment to discuss your situation and to become acquainted. Please bring copies of the information that we will need to verify income requirements of the loan. Once the proper income documentation are reviewed and you fully understand our loan proposal we will then order an appraisal of their property to determine the current market value. The appraisal of the property generally takes 3-5 business days. Once we receive the appraisal we will be able to close their loan in 5-7 days.

Once the loan has been approved and is ready to close, the originator will then contact you and go over all aspects of the loan to make sure that this is the exact loan that the you desire. Once everyone is in agreement, we will schedule a date and time to close the loan with all you and your attorney.

Please contact us if you have any questions.