Southeastern Mortgage will guide you step by step through the home buying process.

We will help you figure out how much you can borrow, get the right loan, and take you from application through to settlement.

Step 1: Determine borrowing power

A Southeastern Mortgage Loan Consultant can show you how to maximize the amount you can borrow. Try our Home Loan Calculator or Borrowing Guide Table to get a general idea of how much you'll be able to borrow.

Step 2: Select appropriate loan

This is where Southeastern Mortgage can be of great assistance to you. We will take you through all the different home loan options and held you decide which is best type of loan for you, at the best rate with the features you will use.

Step 3: Get your Loan approved

Southeastern Mortgage will help with your loan application so you are more likely to be pre-approved. This is an important step, as any rejections are recorded and can make later loan applications less likely to be accepted. We know which lenders are most likely to accept your application.

The outcome of this is that your lender will give you a pre-approval certificate. Armed with this, you can now go house-hunting knowing what you can afford.

Step 4: Exchange Contracts

Once you have decided on the house you want, and with your loan pre-approval, the formal exchange of contracts takes place.

Step 5: Settlement Day

Within a few weeks of the exchange of contracts your loan will be settled and the property can be transferred into your ownership.

Time to move into your new home!