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Home Loan Borrowing Guide


This table is an approximation of how much you can borrow. Different lenders will provide different maximum borrowing levels.

Please contact South Eastern Mortgage for a more accurate figure of how much you can borrow.


Annual Income (Gross) Maximum Amount Maximum Monthly Payment at 7% for 25 years

Annual Income (Gross)
Maximum Amount
Payment at 7% for 25 years
$30,000
$89,300
$631
$35,000
$104,200
$736
$40,000
$119,100
$841
$45,000
$134,000
$947
$50,000
$148,900
$1,052
$55,000
$163,800
$1,158
$60,000
$178,700
$1,263
$65,000
$193,800
$1,370
$70,000
$208,800
$1,476
$75,000
$223,400
$1,579
$80,000
$238,300
$1,684
$85,000
$253,200
$1,790
$90,000
$268,100
$1,895
$95,000
$283,000
$2,000
$100,000
$297,800
$2,105
$110,000
$327,700
$2,315
$120,000
$357,500
$2,526
$130,000
$387,600
$2,736
$140,000
$417,300
$2,947
$150,000
$446,600
$3,157
$160,000
$476,600
$3,368
$170,000
$506,400
$3,579

 
* - 7% is given as a general figure to give you an idea of repayments if interest rates were at this level.
 
 
     
Borrowing Guide
Buying Guide



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